Independent customer reviews

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1Cover NZ Rated 8.4 out of 1275 reviews

Claims experience
8.0/10
Value for money
8.7/10
Customer service
8.7/10

One of the better offers

Your offer is one of the more competitive ones. Not sure about claim process yet as thankfully did not have to so far.

Claim for doctors attendance and missed flight.

Enroute to Italy via Dubai, bad vomiting and abdominal pain so missed flight to Rome. Had to call in a Dr, then rebook missed flight and additional accommodation in Rome. Claimed this morning and claim approved within 2 hrs. Can't ask any better than that. Claim forms are clear and easy to use. Thanks 1Cover am very impressed.

Existing conditions rules illogical

Being over 75 it is always hard to get travel insurance. Because I had bypass surgery a few years ago they will not cover me for any heart problem. My health is excellent now and is probably a lot better than many people who have not had a bypass but do not know their real state of health. My cholesterol levels are perfect and I feel that the 1Cover policy is not sensible or logical.

Very very disappointed

Due to completely unfortunate circumstances we were unable to start this overseas journey - no refund! They did not even want to discuss my circumstances with a supervisor - terrible!

Just in case

We didn't need you but very happy you were there if we did. Made our holiday so much better not having to worry about the what ifs

Holiday cover

The online quote system is easy, fast and efficient to use. Everything is done instantly and no need for paper. I have used 1 Cover several times and have never had to claim as yet, so I cannot comment on the claims process.

Great to deal with

We got a quote which was slightly less than a competitor, had a question, we rang 0800, got an answer, and it was all done there and then. Easy.

Staff very good and helpful. Inse costs very reasonable.

As above. I obtained two other quotes for our travel Insurance and found that 1Cover to be the most reasonable.

Excellent service done on line in 5 minutes.

I travel often & always can rely on 1Cover...service is excellent & prompt dealing over the phone. I will always use 1Cover for travel insurance. Thank you

Value of money

Always using 1Cover when travel. Had a claim once and its hassle free, staff are very helpful. Highly recommended! Will definitely use them when travelling.

Mobile Phone Claim

Even though phone was clearly stolen and had all supporting evidence the policy states because it was outside of daylight hours and was stolen from a secure locked compartment on a scooter it was not covered. I think this is unfair and should be reviewed!! I have used 1Cover on a number of occasions and never claimed and now I will not use them again after this experience.

Straightforward application process and acceptance.

Easy application to complete. Quote was speedy, easy to understand and acceptable.
As my trip was trouble-free I cannot comment on the claims process.
I enjoyed peace-of-mind during my trip knowing that I was covered for any (or most likely) untoward eventuality.

Claim

Due to an unexpected family diagnosis of a terminal illness I was required to reschedule my overseas trip. 1Cover were helpful and prompt with my queries and processing the claim. I would highly recommend 1Cover to anyone.

I got insurance just in case something happened

This was the first time I bothered to purchase travel insurance. I brought it because I have recently left my homeland to move to Australia and have only my bare minimum and most precious possessions with me.

Unfortunately a few days before my policy ran out I have misplaced or had my watch, an expensive and cherished gift that was given to me on my birthday over a year ago. I claimed, I gave as much information as I could including proof of ownership, report of its loss and full claim lodged with 1Cover.

My claim, completely legitimate and absolutely submitted with more than enough "evidence" to show I am not some kind of crook, was promptly denied. A lack of receipt for that watch was sited as the reason. Evidence of the watches box, serial number and me wearing the watch before it was lost/stolen all fell as not sufficient. A GST receipt, that's what I should have on me at all times or be able to easily produce for all my items traveled with that were supposedly insured. Sure, I have a receipt for a gift given to me by an ex partner over a year ago, I always travel with it.... ridiculous. Good luck with any claim on jewelry given or passed down to you by your grandparents or any other item you have purchased and lost the receipt for.

I am quite sure your business would and will suffer significantly should more people become aware of this simply for the obvious difficulty most people will have producing GST receipts for items of clothing, jewelry, note books, even electronics like laptops, MP3 players, sunglasses you name it! Very, very disappointing and not the same experience I have heard from others I have shared this with who used your competitors.

A sad and unbelievably irritating end to my travel and online travel insurance experience. In my opinion, what was purchased was most definitely not fit for purpose and I certainly will be only forthcoming and honest when sharing my experience and loss that was not covered by your organisation when friends and family ask for referrals when seeking a similar policy for their holidays.

An important lesson learned, thank goodness I did not fall ill in America and be facing a next level nightmare with the impersonal and impractical terms of denial shown as an example of the process this policy and its executors followed.

Best prices. Easy peasy to apply. Done!

I have had 1Cover Insurance for my last 4 International trips - why? Its the best price. It takes less than 5 minutes to get cover. Did I mention it is the best price. My parents use 1Cover for the same reason - and they are old :) and found applying easy! Thanks

No compensation

Our flight was cancelled recently for 24 hours - meaning we had a layover for a day in Auckland. 1 cover said because Air NZ put us up in a hotel for the night we had no compensation on our missed prepaid accommodation in Honolulu that was $500 a night.

Easy

Easy online setup. It was good to get a reminder to extend the policy if we planned to extend our trip

I will be back

Online and easy to apply, instant response - my docs were in my email 5 mins after applying, no hidden secrets - awesome, thanks heaps.

Easy to arrange.

Though we did not need to make a claim we found this travel insurance was quick, uncomplicated and easy to arrange on line. It gave us peace of mind while travelling.

Simple

I did not have occasion to claim for anything but good to have peace of mind that if anything did happen that financial help was available.