Independent customer reviews

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1Cover NZ Rated 8.4 out of 1275 reviews

Claims experience
8.0/10
Value for money
8.7/10
Customer service
8.7/10

Fast and no hassle

Thank you 1Cover for your prompt settlement of my recent medical claim. It was great to complete on line too.

most affordable insurance

The test will come when we need to make a claim. I guess most times there is no need. But its good to have reasonably priced cover while away

Hard to claim

There are too many hoops to jump through if you need to make a claim. I didn't feel like they cared about my problems.

Best company we have dealt with for travel insurance.

As we have "existing conditions" in our family, we do have to supply medical records , as expected... But that was all, Usually we would have at least a 30 minute question / answer dialog phone call, every trip. But we have been told this is not required for "1cover" All that stress gone. We are delighted.

Printable travel "cards" would be good.

Would be good to be able to print a small travel side card (like an eftpos card) to put in your wallet instead of an A4 piece of paper with all the details readily available. Better than traveling with too many large documents.

A real bargain for rental cars

1Cover provide very inexpensive way to eliminate the $3-5000 excesses on rental cars compared to the rental companies extra cover.

Clean and Easy Insurance

great easily understood insurance for a dummy like me, didn't have to claim but had peace of mind, will definitely use again

Uncomplicated and efficient

I was away for five months and had two small claims. Each time my mind was put at ease by the very personal and helpful emails I received. I had no hassles with payouts. Real peace of mind insurance and the feeling you are dealing with people not computers.

Scam Artists

I referred a friend to 1Cover after purchasing travel insurance for a cruise as they had a promotion on to get a $20 voucher if you refer a friend. I paid just over $40. My friend paid just over $60 for the exact same cover then 1Cover refused to honor the $20 voucher so they essentially made an extra $20 off of the whole transaction. I feel really bad for my friend, who ended up paying $20 extra simply because she used my link.

Great service, great price

Luckily this time I did not have to claim, but I just wanted to say last time when unfortunately I did, you guys were just fantastic! Dealing with American hospitals was not an easy task.

Super happy with 1cover in Canada

Dealing with a throat abscess in isolated Canada- 1cover supported me through 2 medical flights, 3 nights in hospital, CAT scan, and recovery accommodation. One point of contact at 1cover helped make a challenging situation more tolerable. All bills and reimbursements made promptly. Couldn't have asked for more.

read before you buy

we claimed for a damaged item and were paid out, however we obviously didnt read the fine print/conditions as there was depreciation on the goods (as to be expected) but no disclosure as to how it was worked out. Its at their discretion, then to top it off a $100 was excess taken off. Obviously we were disappointed as the total payout was 1/5th of the item cost. We didn't expect full cover but the cost of our insurance in the first place was really expensive. Not sure it was worth it actually. So be careful what you pay for!

Quick, easy and reliable

Very quick to purchase travel insurance online. I had to reduce the number of days as my travel plans changed, so they refunded the first purchase and then I made a second purchase. Was no hassle and they made the switch easy. Didn't need to claim.

Fast, friendly claims service

Now that I've actually had to file a claim on my policy, I can report that 1Cover provides an excellent service. Easy to reach, fast, friendly service and prompt payment. My only minor gripe is I wish that they'd paid the benefit at the same (documented) exchange rate I'd had to pay at the time I purchased the covered service.

Value for money, cruise bases covered.

Great value for money, and the made sure all of our cruise bases were covered whilst travelling in both Australia and New Zealand.

Reasonablely priced with good cover

Easy to purchase with no hassles. Comprehensive cover at a reasonable price. Didn't need to claim so can't comment on that process.

Awesome

Love that my pre-existing conditions are covered at no extra cost. They also came out cheaper then all the others I compared and didn't have to pay upwards of $75 to cover pre-existing conditions.

A Happy Customer

As a customer traveling to a new country like China, Kiribati and Tuvalu this year, anything could have happened to me in terms of getting sick etc, but I was always happy because 1Cover is always there to look after me with a reasonable premium compared to the risks involved, hence value for money. So far I haven't had a claim with 1Cover so I cannot comment, but I know because I have been honest with them, they will respond favorably when the need arises. Thank you to the 1Cover Team. Keep up the good work for the traveling community. Cheers!

Easy to purchase and great to deal with

Easy online purchase with no hassles. Follow up emails before departure and on return ensure things are in order. Great company - always use and recommend.

Cheapest price, yet happily honoured our claim.

Our flights on a particular airline were cancelled. 1Cover paid for the difference in price - which was significant - with the alternate airline we had to use. There were no hassles involved with the claim.