Cancellation Cover

There are so many uncontrollable variables in life and heading out to the open road on your holidays is no different - sometimes due to unfamiliarity of places or the additional risks we take as adventure travellers mean that we are exposed to even more to perils whilst overseas and travel insurance is the security we need to have in place to protect us.

One of the key policy benefits that attracts New Zealanders to 1Cover's insurance policies is the variable cancellation fees and lost deposits cover. When purchasing your policy, you select the appropriate amount of cancellation cover for your needs. The amount you choose should cover the costs of all prepaid expenses for all travellers listed on your certificate of insurance. The amount of cancellation cover for the policy you have selected will be shown on your certificate of insurance and will be on a per policy basis (not on a per traveller basis). Most claims for trip cancellation are made before travel. There are plenty of reasons why travel might be unexpectedly cancelled - illness and injury certainly head up that list making it impossible to go ahead with any arrangements. Other reasons outside your sphere of control also include political unrest or natural disaster - and we've certainly seen our fair share of those around the world of late. To protect you and your finances, we have variable cover for cancellation fees and lost deposits on all Comprehensive holiday travel insurance packages.

If disruption occurs whilst you are away there can be a number of flow-on complications, particularly around flights and tour bookings. Here at 1Cover Travel Insurance, we've thought of this and included expenses for alternative transportation, travel delays and disruptions.

Add to this our Ski cover which also factors in specific winter sports related complications such as bad weather and avalanche closure, as well as accommodation, equipment and lift passes that you have already paid for being covered.

All overseas policies include unlimited emergency medical assistance and evacuation cover, supported 24 hours a day, 7 days a week. This is alongside unlimited emergency medical and hospital coverage.

All travel has an element of risk. If you're already searching for travel insurance you are taking the necessary precautions and thinking ahead on how to prepare for all eventualities. We also recommend that you visit your doctor or travel centre for advice on any required vaccinations and a trip to the dentist prior for a check-up to departure is always smart. Finally, the New Zealand government's Department of Foreign Affairs and Trades site with the latest travel advice is particularly helpful when trip planning. Find it on www.safetravel.govt.nz. Happy planning and a safe journey.