There are so many uncontrollable variables in life and heading out to the open road on your holidays is no different - sometimes due to unfamiliarity of places or the additional risks we take as adventure travellers mean that we are exposed to even more to perils whilst overseas and travel insurance is the security we need to have in place to protect us.
One of the key policy benefits that attracts New Zealanders to 1Cover's insurance policies is the unlimited cancellation fees and lost deposits cover. Most claims for trip cancellation are made before travel. There are plenty of reasons why travel might be unexpectedly cancelled - illness and injury certainly head up that list making it impossible to go ahead with any arrangements. Other reasons outside your sphere of control also include political unrest or natural disaster - and we've certainly seen our fair share of those around the world of late. To protect you and your finances, we have unlimited cover for cancellation fees and lost deposits on all Comprehensive holiday travel insurance packages.
If disruption occurs whilst you are away there can be a number of flow-on complications, particularly around flights and tour bookings. Here at 1Cover Travel Insurance, we've thought of this and included expenses for alternative transportation, travel delays and disruptions.
Add to this our Ski cover which also factors in specific winter sports related complications such as bad weather and avalanche closure, as well as accommodation, equipment and lift passes that you have already paid for being covered.
If you have accommodation and tours booked, travel insurance cancellation should be an essential part of the protection you require so if you are shopping around ensure you check that this is included - not all travel insurance policies are created equally and may add an extra fee to include cancellation cover.
By purchasing direct from 1Cover, you not only have this cancellation cover automatically included in our Comprehensive policies but you are also securing a great price and fantastic customer service. Naturally all overseas policies include unlimited emergency medical assistance and evacuation cover, supported 24 hours a day, 7 days a week. This is alongside unlimited emergency medical and hospital coverage.
All travel has an element of risk. If you're already searching for travel insurance you are taking the necessary precautions and thinking ahead on how to prepare for all eventualities. We also recommend that you visit your doctor or travel centre for advice on any required vaccinations and a trip to the dentist prior for a check-up to departure is always smart. Finally, the New Zealand government's Department of Foreign Affairs and Trades site with the latest travel advice is particularly helpful when trip planning. Find it on www.safetravel.govt.nz. Happy planning and a safe journey.