Before you buy, please read our travel alerts.
Travel with snow worries with 1Cover's Ski Insurance. You'll enjoy all the benefits of 1Cover's award-winning comprehensive policies, plus extra benefits specifically designed for ski holidays.
Unlimited medical assistance for your overseas expenses including emergency medical evacuation if you hurt yourself on the ski slopes..
Cover for skiing, snowboarding, heli-skiing, and other winter sports activities both on-piste and off-piste within resort boundaries
If illness or injury mean you can’t use prepaid ski passes, ski hire, or ski lessons, we’ll cover any lost deposits or expenses.
If your favourite snowboard, skiis, or any other winter sports equipment is lost, stolen or damaged, (while not in use) we'll cover it. .
If bad weather delays your travel by more than 12 hours, we’ll cover any accommodation and required travel expenses.
If bad weather, lack of snow, or power failure cause closures for more than 24 hours, we'll cover extra ski pass costs, or transport to the nearest resort.
If your ski rental gear is stolen or damaged, don't worry. We'll cover the rental gear excess, or the cost of the repairs.
Hiring a car to get to and from the slopes each day? We'll cover the excess up to $5,000 if the car is damaged or stolen.
Explore our table of benefits below to see the top policy benefits provided by our ski policies. To see the full list of the many benefits of our ski policies, see the Policy Wording or get an instant quote now.
| Ski Travel Insurance Policy Benefit | Comprehensive/ Frequent Traveller | Domestic/ Frequent Traveller Domestic | Already Overseas |
|---|---|---|---|
MEDICAL |
|||
|
Overseas Emergency Medical Assistance^ |
Unlimited |
X |
Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited | X |
Unlimited |
|
Includes Dental Expenses (per adult)^ |
$1,000 |
X |
$500 |
|
Resumption Of Journey^* |
$3,000 |
X |
$3,000 |
|
Hospital Cash Allowance^* |
$5,000 |
X |
$5,000 |
|
Accidental Death* |
$25,000 |
$25,000 |
$25,000 |
|
Permanent Disability^* |
$25,000 |
X |
$25,000 |
|
Loss of Income^* |
$10,400 |
X |
$10,400 |
Luggage |
|||
|
Credit Card Fraud & Replacement^ |
$5,000 |
X |
$5,000 |
|
Includes Travel Documents & Traveller's Cheques^ |
Yes |
X |
Yes |
|
Theft Of Cash^# |
$250 |
X |
$250 |
|
Luggage & Personal Effects* |
$15,000 |
$15,000 |
$15,000 |
|
Luggage & Personal Effects Delay Expenses^ |
$250 |
X |
$250 |
cancellation |
|||
|
Additional Accommodation & Travel Expenses* |
$50,000 |
$50,000 |
$50,000 |
|
Includes Family Emergency* |
Yes |
Yes |
Yes |
|
Includes Emergency Companion Cover* |
Yes |
Yes |
Yes |
|
Cancellation Fees & Lost Deposits* |
Unlimited |
Unlimited |
Unlimited |
|
Disruption Of Journey* |
$2,000 |
$2,000 |
$2,000 |
|
Alternative Transport Expenses^ |
$5,000 |
X |
$5,000 |
ancillary |
|||
|
Personal Liability# |
$5 million |
$5 million |
$5 million |
|
Domestic Pets^* |
$500 |
X |
$500 |
|
Domestic Services^* |
$500 |
X |
$500 |
|
Rental Vehicle Insurance Excess#* |
$5,000 |
$5,000 |
$5,000 |
Winter Sports Pack |
|||
| Emergency Rescue^^ |
Unlimited |
Unlimited | Unlimited |
| Ski Pack^^ |
$750 |
$750 | $750 |
|
Domestic Services |
$500 |
$500 | $500 |
| Piste Closure^^* |
$1,000 |
$1,000 | $1,000 |
| Bad Weather & Avalanche Closure^^ |
$750 |
$750 | $750 |
| Winter Sports Equipment Hire^^ |
$1,500 |
$1,500 | $1,500 |
| Winter Sports Equipment Excess^^* |
$750 |
$750 | $750 |
The Winter Sports Pack covers claims that may arise from amateur heliskiing activities that do not involve any form of racing, acrobatics, jumping, aerial, stunting or freestyle. Terms and conditions, limits and exclusions apply. Please refer to the Policy Wording for further information.
Yes, we provide cover for off-piste skiing and snowboarding as long as it is within a short distance from designated areas of ski resort boundaries on groomed terrain that are open and patrolled by the ski resort.
You must select the Winter Sports Pack add-on when booking your policy to be covered for any winter sports activities.
We do not cover backcountry skiing due to the high risk of skiing in a sparsely inhabited rural region over ungroomed and unmarked slopes, it is advised to stay within resort boundaries where the slopes are patrolled.
Yes! When you are booking your policy simply select the Winter Sports Pack add-on and you will enjoy cover for Rental Ski Equipment Hire Excess. Terms and conditions, limits and exclusions apply. Please refer to the Policy Wording for further information.
Yes, these policies are only available for customers under the age of 64.
A double excess applies for all claims under sections Overseas Medical & Hospital Expenses, Additional Accommodation & Travel Expenses, and Cancellation Fees & Lost Deposits if you purchase this option and your claim arises directly from you participating in winter sports activities. You cannot pay to remove this excess.
The Winter Sports Pack does not provide cover for claims under Permanent Disability or Personal Liability that arise from you participating in winter sports activities.
Your policy covers the full duration of your trip as stated on your Certificate of Insurance. There are no refunds if you come home earlier than planned. This is stated in the Policy Wording.
“1Cover have always dealt with my claims in a professional manner. We have no hesitation in recommending 1Cover.”
“We will always use 1Cover now - outstanding service, great experience (apart from the torn ACL). Huge thanks service was outstanding!”
In our 72 years, we have never had a travel claim. Thank you for making a horrendous time truly easy!
You can choose to lower your excess, which means you'll pay less if you need to claim.
Protect your high-value items not automatically covered by your policy. Note: items cannot be older than 12 months.
Choose to increase your rental vehicle excess cover amount up to $8,000 and protect yourself from unexpected fees.
If you have any other questions or queries, please send us a message via our Contact Us page.
If you are experiencing an emergency, please use the details on our Emergency Assistance page.
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