Before you buy, please read our travel alerts.
If you are driving a motorcycle greater than 50cc, you need to hold a current New Zealand motorcycle licence and to be riding legally in the country you are travelling in.
If you only hold a current New Zealand Drivers licence, we would offer cover for medical expenses related to mopeds and scooters with an engine size no greater than 50cc, and this coverage only takes effect if your New Zealand Driver’s licence is accepted in the country you are riding in.
To check if your licence is valid in the country you are travelling to we recommend that you check with the consulate of that country.
You also need to be aware that cover will not be provided to you if you are a passenger on a moped, scooter or motorcycle with the person in control not having a valid motorcycle licence valid for the country you are travelling in.
Please note that is compulsory to wear a helmet while riding a motorbike or scooter in many countries including Bali, Cambodia and Thailand. 1Cover advises you to wear a compliant motorbike helmet whenever you are a rider or passenger on a scooter or motorbike.
You need to have a vaild New Zealand license and a be riding a scooter of 50cc's or less to be covered. A common bike that is rented in Bali is a 100cc or 125cc four gear, semi-automatic Honda known in Indonesia as "Bebek". If you are to ride a bike that is over 50cc's then you need to have a New Zealand Motorbike license.
A motorcycle helmet and appropriate safety gear should be worn, even if it's not one of the requirements of where you are. It is compulsory to wear a helmet while riding a motorbike or scooter in many countries including Bali, Cambodia and Thailand. 1Cover advises you to wear a compliant motorbike helmet whenever you are a rider or passenger on a scooter or motorbike.
People don't aways use their horns in New Zealand and when they do, it's out of surprise or shock. But in other countries, especially ones where people ride close together, a honk is the primary means of letting others know that you're there.
Whilst the main danger might seem like the other vehicles on the road, a high percentage of accidents are caused by poor road surface conditions. Keep an eye on the roads, and keep your speed down to minimise this risk.
It's simple, if you've been drinking alcohol, you're putting yourself in danger and your travel insurance will be invalid.
We don't cover damage to rental vehicles, so it's important you check the agreement you have with your rental company. There have been cases of travellers being held accountable for damage to a vehicle they didn't cause. Make sure the rental company is legitimate, ask for a pre-rental damage report, and take photos of the vehicle before you leave.
If you are in control of a motorcycle or scooter with an engine capacity greater than 50cc, you need to hold a current, valid New Zealand motorcycle license.
You also need to be aware that cover will not be provided to you if you are a passenger on a moped, scooter or motorcycle, and the person in control does not have a valid license for the country you are in.
Please note that it's compulsory to wear a helmet while riding a motorbike or scooter in many countries. But regardless of local requirements, 1Cover advises you to wear a motorcycle helmet whenever you are a rider or passenger on a scooter or motorbike.
We don't offer personal liability cover whilst you are in ownership or in control of a motor vehicle, motorbike or scooter, and we don’t replace any aspect of car insurance.
However, we offer personal liability in regards to legal liability for payment of compensation in respect of death or bodily injury, and/or physical loss of, or damage to property. This benefit only applies when you are not in control of a motorised vehicle.
Provided you are within the parameters stated in the PDS, and you don’t have a Domestic or Frequent Traveller Domestic policy, then the medical benefit we offer is unlimited. Terms and conditions apply. Please note: we do not cover for Search and Rescue.
You would need to have insurance with your rental provider, as we do not provide direct cover for your vehicle. We only provide cover for you medically if you are in an accident.
Rental vehicle excess cover is not applicable for scooters and motorcycles.
In an emergency, get yourself to hospital. As soon as it's possible, we advise that you or a member of your travelling party call our medical assistance team who will be able to liaise with you or the hospital.
“1Cover have always dealt with my claims in a professional manner. We have no hesitation in recommending 1Cover.”
“We will always use 1Cover now - outstanding service, great experience (apart from the torn ACL). Huge thanks service was outstanding!”
In our 72 years, we have never had a travel claim. Thank you for making a horrendous time truly easy!
Scooters are one of the most convenient ways to get around Bali, but if you’re not smart about when, where and if you ride, it can end in disaster.
A pre-existing medical condition is something that must be disclosed when you’re purchasing travel insurance. Find out what pre-ex conditions are and how they affect your travel insurance.
From lost luggage, to cancellation, to repatriation. Travel with peace of mind and find out what else you're covered for and what you're not.
If you have any other questions or queries, please visit our Contact Us page. If you are experiencing an emergency, please use the details on our Emergency Assistance page.
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