Cruising usually means travelling to different stops within one region, or sometimes you visit different countries in more than one region.
Whatever type of cruise you’re on, it’s important that you nominate the correct region/s so that you’re adequately covered for your whole trip.
Remember that once your ship leaves port, even if you're cruising New Zealand waters, you’re no longer covered for hospital or medical expenses by Publicly Funded Healthcare or your private health care provider.
So if your cruise leaves from Auckland (for example) and then stops in various places in Australia, you would need to select the Australia region and the New Zealand region. If you are flying to Europe and cruising in Germany, you would select Europe as your region.
You need to include all destinations you're travelling to, apart from stopovers of less than 2 night – except the USA.
If you're travelling to the USA for any part of your journey then you need to include it in the destinations you are travelling to.
Find out more and buy your travel insurance on our Cruise Travel Insurance page.
All FAQ answers are based on the current effective Policy Wording. If your policy is older than the current Policy Wording, please contact us or refer to your particular policy.
Any information contained on this website is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these having regard to the Policy Wording.
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