Cruises have always been popular with senior travellers. The difference these days is many other types of travellers are in on the secret, but all that means is more choice for everyone, across the board. So whether you want to set sail on the rivers of eastern Europe, explore the Arctic, bask in the warm rays of the South Pacific, or stay close to home, there’s a cruise to suit you and your needs.
Yes, as long as they’re classed as dependants kids and grandkids are covered. But cruises are a particular type of holiday, so make sure you have our Comprehensive insurance and Cruise Pack
For a cruise holiday, we recommend our Cruise Travel Insurance. This pack provides extra cover to protect you against cruise-specific incidents that broader travel insurance just does not cover.
When you take out a policy with us online, if you tick “yes” to pre-existing medical conditions, you’ll be asked to fill in a short questionnaire. It won’t take long, and we won’t ask for any doctor’s certificates, medical reports or evaluations, but if you don’t know the answer to something, you might need to ask your doctor.
Make sure you check whether your travel providers will refund you. Sometimes, they will return deposits, fares, etc., depending on when you cancel and what your original contract states.
For more information on disclosing medical information, please go here.
If your cruise leaves from, let’s say, Sydney and then stops in various places in New Zealand, you’d need to select the Australia region and the New Zealand region. If you’re flying to Europe and cruising in Germany, you’d select Europe as your region.
You don’t need to mention a stopover if it’s less than 48 hours. (Unless you’re travelling to the USA. We’ll cover you for stopovers of up to two nights in the USA but you must nominate the USA as a destination when you apply for cover.)
Our regions are: Arctic/ Antarctic/ Alaska; Asia; Europe (including Europe River); Mediterranean, Middle East and Africa; New Zealand; Australian Cruise; South Pacific; Worldwide.
1Cover Travel insurance is issued and managed by 1Cover NZ Limited Company No.1588084, FSP472306. Terms, conditions, limits, sub-limits, and exclusions apply. Before deciding to buy this product, you should consider the Policy Wording.
This insurance is underwritten by HDI Global Specialty SE – New Zealand.