Does My Travel Insurance Cover Me For Riding A Scooter In Bali?

The simple answer is yes, but there are exclusions, restrictions and conditions that you need to follow in order to be covered. Every day at least three people die in some sort of motor accident in Bali so these conditions also assist in keeping you safe. An average of 150 accident victims turn up to Bali's main hospital Sanglah seeking treatment each day. The most common reason for illness or hospitalisation amongst young people who travel to Bali are injuries due to motorbikes or scooters.

Seven Things You Need To Know Before Speeding Off

• 1. If You Don't Have A License, Don't Get On A Scooter

• If you are in control of a motorcycle or scooter with an engine capacity greater than 125cc, you need to hold a current, valid New Zealand motorcycle licence. If you are riding a motorcycle or scooter with an engine capacity lower than 125cc, you need to hold a current, valid New Zealand drivers licence.
  
  You also need to be aware that cover will not be provided to you if you are a passenger on a moped, scooter or motorcycle, and the person in control does not have a valid motorcycle licence for that country.  
  
  Please note that it’s compulsory to wear a helmet while riding a motorbike or scooter in many countries. Regardless of local requirements, 1Cover advises you to wear a motorcycle helmet whenever you are a rider or passenger on a scooter or motorbike.

• 2. Wear A Helmet

• A motorcycle helmet and appropriate safety gear must be worn, even if it's not one of the requirements of where you are.

• 3. Follow The Rules Of The Road

• It may seem at times that there aren't any, but you need to follow standard road safety. If you wouldn't do it at home, don't do it overseas.

• 4. Road Surface Conditions Can Be Sub-Standard

• Whilst the main danger might seem like the other vehicles on the road, a high percentage of accidents are caused by poor road surface conditions. Keep an eye on the roads, and keep your speed down to minimise this risk.

• 5. Don't Drink And Drive

• It's simple, if you've been drinking alocohol your travel insurance will be invalid, not to mention that it's illegal.

• 6. Rent From A Reputable Company

• There have been cases of travellers being held accountable for damage to a vehicle they didn't cause. Make sure the rental company is legitimate, ask for a pre-rental damage report and take photos of the vehicle before you leave.

• 7. Remember To Take Out Travel Insurance

• Travel insurance to Bali is one of our most affordable policies, so get a quote today.

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