The 1 Thing You Need, When 1 Thing Goes Wrong In Bali.
Before you buy, please read our travel alerts.
Bali is one of the most popular destinations for Kiwis. If you're planing a trip, be sure to check out our travel insurance policies for Bali. Whether you're looking for comprehensive cover or you're operating on a budget, we've got a policy to suit you.
For full details please read the Policy Wording which includes limits, exclusions, terms and conditions.
Travelling on a budget? No worries! Our Medical Only policy is tailor-made for frugal travellers who are looking to save big on their travel insurance. Please see the benefits and cover limits of our Medical Only policy below for both singles and families.
| Benefit | Limit |
|---|---|
| Overseas Emergency Medical Assistance^ | Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* Includes Dental Expenses (per person)^ |
Unlimited $1000 |
|
Personal Liability# |
$5 million |
Overseas Emergency Medical Assistance: Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.
Overseas Emergency Medical And Hospital Expenses: Cover if you are injured or become sick overseas, including; medical, hospital, surgical and nursing.
Personal Liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
If you're looking for the best possible coverage for your next Balinese adventure, look no further than our comprehensive policies. Check out the benefits and limits of our comprehensive policies for single travellers, or those taking their families along.
| Policy Benefit | Comprehensive/ Frequent Traveller |
|---|---|
|
Medical |
|
|
Overseas Emergency Medical Assistance^ |
Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited |
|
Includes Dental Expenses (per adult)^ |
$1,000 |
|
Resumption Of Journey^* |
$3,000 |
|
Hospital Cash Allowance^* |
$5,000 |
|
Accidental Death* |
$25,000 |
|
Permanent Disability^* |
$25,000 |
|
Loss of Income^* |
$10,400 |
|
Luggage |
|
|
Credit Card Fraud & Replacement^ |
$5,000 |
|
Includes Travel Documents & Traveller's Cheques^ |
Yes |
|
Theft Of Cash^# |
$250 |
|
Luggage & Personal Effects* |
$15,000 |
|
Luggage & Personal Effects Delay Expenses^ |
$250 |
|
Cancellation |
|
|
Additional Accommodation & Travel Expense* |
$50,000 |
|
Includes Family Emergency* |
Yes |
|
Includes Emergency Companion Cover* |
Yes |
|
Cancellation Fees & Lost Deposits* |
Unlimited |
|
Disruption Of Journey* |
$2,000 |
|
Alternative Transport Expenses^ |
$5,000 |
|
Ancillary |
|
|
Personal Liability# |
$5 million |
|
Domestic Pets^* |
$500 |
|
Domestic Services^* |
$500 |
|
Rental Vehicle Insurance Excess#* |
$5,000 |
Overseas Emergency Medical Assistance: Includes 24-hour emergency medical assistance, ambulance fees, medical evacuations, funeral arrangements, and messages to family and hospital guarantees.
Overseas Emergency Medical And Hospital Expenses: Cover if you are injured or become sick overseas, including; medical, hospital, surgical and nursing.
Dental Expenses: Cover for your emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth.
Additional Accommodation & Travel Expenses: Cover for additional travel expenses if you cannot travel because of an injury or sickness (whilst overseas).
Family Emergency: Cover for additional travel expenses if your travelling companion, or a Relative of either of yours, dies unexpectedly, is disabled by an injury or requires hospitalisation.
Emergency Companion Cover: Cover for additional travel and accommodation expenses if your travelling companion cannot continue their Journey because of an injury or sickness.
Resumption Of Journey: Cover for the cost of airfares for you to resume your journey if you return home because of the unexpected death or hospitalisation of a relative of yours.
Hospital Cash Allowance: Hospital Cash Allowance
Accidental Death: A death benefit is payable if you die because of an injury sustained during your journey within 12 months of that injury.
Permanent Disability: A permanent disability benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot (for at least 12 months, and which will continue indefinitely) within 12 months of, and because of, an injury sustained during your journey.
Loss Of Income: A weekly loss of income benefit is payable if you become disabled within 30 days of an injury you sustained during your journey, and you are still unable to work more than 30 days after returning to New Zealand.
Credit Card Fraud & Replacement: Cover for the replacement cost of your credit cards lost or stolen from you during your journey, and loss resulting from fraudulent use.
Travel Documents & Traveller's Cheques: Cover for the replacement cost of your travel documents including passports, travel documents or travellers cheques lost or stolen from you during your Journey.
Theft Of Cash: Cover for the following items stolen from your person; bank notes, cash, currency notes, postal orders and money orders.
Luggage & Personal Effects: Cover for replacement of luggage and personal effects stolen, lost or damaged during travel. This includes luggage, personal effects, camera, spectacles and a computer.
Luggage & Personal Effects Delay Expenses: Cover to purchase essential items of clothing and other personal items following Luggage delayed and Personal Effects being delayed, misdirected or misplaced by your carrier for more than 12 hours.
Cancellation Fees And Lost Deposits: Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you, and which are outside your control, such as; sickness, injuries, strikes, collisions, retrenchment and natural disasters.
Disruption Of Journey: Cover for additional meals and accommodation expenses, after an initial 6 hours delay, if your Journey is disrupted due to circumstances beyond your control.
Alternative Transport Expenses: Cover for additional travel expenses following transport delays to reach events such as; a wedding, funeral, conference, sporting event and pre-paid travel/tour arrangements.
Personal Liability: Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
Domestic Pets: Cover for additional boarding kennel or cattery fees resulting from your delayed return home, also veterinary fees if your pet is injured while you are away.
Domestic Services: Cover for housekeeping services following injury/disablement continuing upon your return home.
Rental Vehicle Excess: Cover for the excess payable on your rental vehicle's motor vehicle insurance resulting from the rental vehicle being; Stolen, Crashed or Damaged and/or cost of returning the rental vehicle due to you being unfit to do so.
We cover a huge range of activities with our policies including skiing, snowboarding, bungee jumping, abseiling and more. Click here to view a full list of activities covered under our 1Cover policies.
In order to be covered under a 1Cover policy when driving a motorcycle you need to hold a current New Zealand motorcycle licence if the motorcycle or scooter has an engine capacity greater than 50cc.
You also need to be aware that cover will not be provided to you if you are a passenger on a moped, scooter or motorcycle with the person in control not having a valid motorcycle or driver’s licence valid for the country you are travelling in.
In the event of a terrorist attack or political unrest, there is no cover for cancellation fees and lost deposits, disruption of journey or alternative transport expenses. However cover is available for all necessary medical/hospital expenses, including bringing you back to your home.
This is a big no no! It’s a general exclusion under the 1Cover policy and you will not be covered. Our policy states that any claim arising from being intoxicated, addicted or under the influence of liquor or drugs, except those prescribed by a Medical Adviser, will not be covered.
Not sure whether you need a basics or comprehensive policy? Check out our table of comparison below to see which of our policies best suits your needs for single policies.
| Policy Benefit | Comprehensive/ Frequent Traveller | Medical Only |
|---|---|---|
|
Medical |
|
|
|
Overseas Emergency Medical Assistance^ |
Unlimited |
Unlimited |
|
Overseas Emergency Medical & Hospital Expenses^* |
Unlimited |
Unlimited |
|
Includes Dental Expenses (per adult)^ |
$1,000 |
$500 |
|
Resumption Of Journey^* |
$3,000 |
x |
|
Hospital Cash Allowance^* |
$5,000 |
x |
|
Accidental Death* |
$25,000 |
x |
|
Permanent Disability^* |
$25,000 |
x |
|
Loss of Income^* |
$10,400 |
x |
|
Luggage |
||
|
Credit Card Fraud & Replacement^ |
$5,000 |
$1,000 |
|
Includes Travel Documents & Traveller's Cheques^ |
Yes |
x |
|
Theft Of Cash^# |
$250 |
x |
|
Luggage & Personal Effects* |
$15,000 |
$5,000 |
|
Luggage & Personal Effects Delay Expenses^ |
$250 |
x |
|
Cancellation |
||
|
Additional Accommodation & Travel Expenses* |
$50,000 |
x |
|
Includes Family Emergency* |
Yes |
x |
|
Includes Emergency Companion Cover* |
Yes |
x |
|
Cancellation Fees & Lost Deposits* |
Unlimited |
$2,500 |
|
Disruption Of Journey* |
$1,000 |
x |
|
Alternative Transport Expenses^ |
$5,000 |
x |
|
Ancillary |
||
|
Personal Liability# |
$5 million |
$5 million |
|
Domestic Pets^* |
$500 |
x |
|
Domestic Services^* |
$500 |
x |
|
Rental Vehicle Insurance Excess#* |
$5,000 |
x |
You can still be covered even if you've already departed.
We automatically cover 35 conditions under our travel insurance policies. We understand that everyone is different and we assess pre-existing medical conditions on a case by case basis. Find out more.
We are proud to say that we have provided cover to over one million customers around the world. Whether you are exploring New Zealand or the rest of the world, we have a policy to suit your needs.
Our Call Centre is based in Auckland. We’re open seven days a week for your convenience. Call our Travel Insurance experts now, and they will assist you in tailoring the best insurance to suit your needs.
Our travel insurance will cover the excess payable (up to $5000) on your rental vehicle’s insurance. It is payable if resulting from the vehicle being involved in an accident, is damaged or stolen.
Did you know? Dependants under 19 years who travel with a parent or grandparent for 100% of the journey are covered at no additional cost on our range of policies.
You can rest assured knowing you have 24/7 emergency assistance. Our local Insurance experts are there for you when you need us the most, always just one phone call away.
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